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Reflections & stories

Ideas, experiences and learnings about education, technology and coexistence.

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The detail that transforms news into a public problem: The digital fraud that speaks like us

The detail that transforms news into a public problem: The digital fraud that speaks like us

Digital fraud is a public problem, not just a private one. The damage includes money, identity, trust and recovery time.

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The conversation families are already having: The digital fraud that speaks like us

The conversation families are already having: The digital fraud that speaks like us

Families need a protocol that does not increase fear. Emotional fraud takes advantage of the impulse to protect before thinking.

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The difference between innovation and dependency: The digital fraud that speaks like us

The difference between innovation and dependency: The digital fraud that speaks like us

Relying on caller ID creates dependency. The telephone network allows appearance manipulation without showing who controls the call.

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The myth that makes the debate more difficult: The digital fraud that speaks like us

The myth that makes the debate more difficult: The digital fraud that speaks like us

Professional fraud no longer arrives full of faults. Searching for grammatical errors gives false security against assisted campaigns and leaked data.

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A useful idea to understand the present: The digital fraud that speaks like us

A useful idea to understand the present: The digital fraud that speaks like us

Verification works best as separate layers. No single signal is sufficient when identifiers and context can be falsified.

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The sign we should not ignore: The digital fraud that speaks like us

The sign we should not ignore: The digital fraud that speaks like us

A small anomaly can reveal a campaign. Distributed fraud avoids thresholds and is better recognized by relationships than by amounts.

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What we are giving up in exchange for speed: The digital fraud that speaks like us

What we are giving up in exchange for speed: The digital fraud that speaks like us

The speed of transfers needs a rescue speed. An instantaneous system without immediate coordination makes the right to complain almost symbolic.

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Why this also affects those who do not use technology: The digital fraud that speaks like us

Why this also affects those who do not use technology: The digital fraud that speaks like us

Fraud harms those who have not even opened an account. The verification of the supplier produced consequences on an absent third party.

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The human side of an automatic decision: The digital fraud that speaks like us

The human side of an automatic decision: The digital fraud that speaks like us

An anti-fraud decision can also cause harm. Reducing fraud does not justify treating each alert as an irreversible verdict.

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The discussion missing from the headlines: The digital fraud that speaks like us

The discussion missing from the headlines: The digital fraud that speaks like us

Blaming the victim protects the wrong design. Today's sophistication can fool anyone at the right time.

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When convenience starts to get expensive: The digital fraud that speaks like us

When convenience starts to get expensive: The digital fraud that speaks like us

One-touch payment also reduces the opportunity for suspicion. Each step was optimized for continuation and none introduced context about the new recipient.

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The question that a company cannot answer alone: The digital fraud that speaks like us

The question that a company cannot answer alone: The digital fraud that speaks like us

One entity cannot combat connected fraud alone. The attacker exploits organizational boundaries while the victim receives isolated responses.

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