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The digital fraud that speaks like us

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Digital fraud that impacts even those who do not use technology

Digital fraud can harm people who never opened an account. We analyze how supplier verification creates unforeseen consequences for absent third parties.

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The digital fraud that speaks like us: the human side of automated decisions

An anti-fraud decision can cause real harm. Reducing fraud does not justify treating each alert as an irreversible verdict, but rather requires reviewing the human impact and paths for repair.

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Fraud does not begin with blaming the victim

Blaming the victim protects the wrong design. Today's sophistication can fool anyone at the right time.

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Before we pay, the screen should explain what has changed

A familiar invoice can carry unfamiliar bank details. An imaginary example explores how to design a useful pause before payment, without placing the entire burden on the person whose finger is already hovering over the confirmation button.

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Fraud that crosses organizational boundaries

An attacker exploits organizational boundaries while victims receive isolated responses. Effective defense requires coordination, shared evidence, and genuine human oversight.

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Digital fraud: when conversation feels credible

AI makes it easy to personalize fraudulent context, yet it does not remove signals of broken procedure. We analyze how to protect trust without relying on human heroism, measuring the real impact of these tools on our daily decisions.

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Digital fraud that simulates humanity

Fraudsters now use borrowed faces and voices. Audiovisual appearance reduces doubt, yet urgency and exclusivity prevent the verification needed to act with sound judgment.

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Cloned voices: when trust can be imitated

A familiar voice no longer proves identity. Accessible cloning exploits trust and haste, a family's natural defenses, to alter concrete decisions and dependencies.

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